earnings
confidence high
sentiment positive
materiality 0.85
Home BancShares Q3 net income $108.7M, EPS $0.53; record revenue $256.3M, NIM 4.05%
HOME BANCSHARES INC
2022-Q3 EPS reported
$0.99
- Net income $108.7M, diluted EPS $0.53; adjusted EPS $0.54; both beat analyst expectations.
- Record total net revenue $256.3M, up 47% YoY; net interest margin expanded to 4.05% from 3.60% a year ago.
- Loans $13.83B (down $94.6M); deposits $18.54B (down $1.04B); non-performing assets 0.27%.
- Tangible book value per share $9.82; repurchased $24.3M of stock during the quarter.
- No merger expenses; efficiency ratio improved to 43.24%; capital ratios remain strong (CET1 13.0%).