earnings
confidence high
sentiment negative
materiality 0.70
Home BancShares Q4 net income $86.2M ($0.43 EPS); FDIC assessment $13M ($0.05/share)
HOME BANCSHARES INC
2023-FY EPS reported
$1.94
- Q4 2023 net income $86.2M ($0.43 diluted EPS); adjusted EPS $0.46 excluding non-fundamental items.
- Net interest margin 4.17% vs 4.19% Q3; total revenue $245.6M, down 10% YoY.
- Loan growth of $152.9M; non-performing loans to total loans improved to 0.44% from 0.64%.
- Tangible book value $11.63, up from $10.90; net available liquidity $5.59B exceeds uninsured deposits.
- CEO cites West Texas credit issues (potential unethical/criminal) as ongoing headwind; outcome uncertain.