HOMB Q4 net income $118.2M ($0.60 EPS); loan growth $400M, NIM 4.61%

HOME BANCSHARES INC

2025-FY EPS reported $2.41

Net income $118.2M ($0.60 diluted EPS) vs $100.6M ($0.51) in Q4 2024, up 18% YoY.
Total revenue $282.1M, up 9.2% YoY; net interest margin 4.61% vs 4.39% a year ago.
Record loan growth $400.2M, total loans $15.69B; efficiency ratio 39.54% (sub-40%).
Annual net income $475.4M (record), up 18% YoY; ROA 2.06% for Q4, annual ROA 2.10%.
Dividend raised to $0.21/share (+5%); MCBI acquisition expected to close H1 2026.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.