earnings
confidence high
sentiment positive
materiality 0.70
Northpointe Bancshares Q1 2026 net income $21.7M ($0.62/diluted), up 45% YoY
NORTHPOINTE BANCSHARES INC
2026-Q1 EPS
reported $0.62
vs consensus $0.63
▼ miss
(-1.8%)
- Net income to common $21.7M ($0.62 diluted) vs $15.0M ($0.49) Q1 2025; return on avg equity 15.32%.
- Mortgage Purchase Program balances up $435.7M (51% annualized) from Q4 2025; total deposits up $131.8M (11% annualized).
- Net interest margin 2.42%, down 9 bps linked quarter; net interest income before provision $41.3M.
- Non-performing assets down to $90.7M ($63.4M excl. guarantees) from $92.7M Q4; net charge-offs $266K (2 bps annualized).
- Board declared $0.025/share quarterly dividend; completed $20M subordinated notes private placement.
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