American Coastal renews catastrophe reinsurance; AmCoastal limit up 10%, cost down 8.5%

AMERICAN COASTAL INSURANCE Corp

AmCoastal purchased $1.454B occurrence limit (+10% from $1.322B) covering Florida windstorms.
AmCoastal first event retention rose to $20.5M (AmCoastal $10M + captive $10.5M, vs $2.3M captive previously).
AmCoastal total program cost $208.2M, down $19.3M (8.5%) from prior year.
IIC catastrophe limit $82.5M (+1%), aggregate limit $165M (+44.7%); cost $8.2M, down 9.7%.
AmCoastal placed external 20% quota share with A+ rated unaffiliated reinsurer.

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