earnings
confidence high
sentiment positive
materiality 0.75
Bank of Marin Q3 net income $7.5M, EPS $0.47; NIM expands to 3.08%
Bank of Marin Bancorp
2025-Q3 EPS reported
$0.24
- Net income of $7.5M ($0.47 diluted EPS) vs. prior quarter net loss of $8.5M ($0.53 loss per share).
- Tax-equivalent net interest margin rose 15 bps sequentially to 3.08%, aided by Q2 securities repositioning.
- Non-accrual loans fell to 1.51% of total loans (from 1.57%); classified loans decreased to 2.36% (from 2.95%).
- Total deposits grew $137.5M; non-interest-bearing deposits remained 43.1% of total.
- Board declared Q4 cash dividend of $0.25/share, payable Nov 13, 2025 to holders of record Nov 6, 2025.