Discover Card Master Trust I portfolio: $28.64B receivables, 12.9M accounts as of Sep 30, 2024

Discover Card Execution Note Trust

Total receivables $28,642,891,896.50 across 12,882,452 accounts; average active balance $3,369.
Delinquency rate 1.70% (30+ days) vs. prior period; 0.38% of accounts delinquent.
Geographic concentration: top 9 states (TX, CA, NY, FL, IL, PA, OH, NJ, GA) comprise 51.06% of receivables.
Credit limit >$15K represents 74.06% of receivables; 67.52% of receivables from FICO 720+.
Full balance payment rate 26.31%; avg monthly balance reduction from refunds/fraud 0.75% in 9M 2024.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.