First Guaranty Bancshares Q3 net income $1.93M, EPS $0.11; dividend cut to $0.08

First Guaranty Bancshares, Inc.

Q3 2024 net income $1.927M ($0.11 per common share) vs $1.772M ($0.10) a year ago.
Net interest income $22.698M; provision for credit losses surged to $4.904M from $0.627M.
Quarterly cash dividend cut to $0.08 per share from $0.16 in Q3 2023.
YTD net income $11.438M ($0.78 EPS) vs $7.916M ($0.56); book value per common share $17.86.
Total assets $3.924B, up 15% YoY; loans $2.770B, deposits $3.430B.

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