Citi Q2 2025 net income $4.0B, EPS $1.96, revenue +8% YoY

CITIGROUP INC

2025-Q2 EPS reported $3.92 revenue$43,264,000,000

Net income $4.0B ($1.96 EPS) vs $3.2B ($1.52 EPS) in Q2 2024; revenue $21.7B +8%.
Services revenue +8% to $5.1B; Markets best Q2 since 2020; Banking +18%; Wealth +20%.
Returned ~$3.1B to shareholders including $2B buybacks; CET1 ratio 13.5%.
Operating expenses +2% to $13.6B; cost of credit +16% to $2.9B; non-accrual loans +49%.
Book value per share $106.94, TBV $94.16; RoTCE 8.7% up 150bps YoY.

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