Capital Bancorp 3Q25 GAAP EPS $0.89, core EPS $0.72; declares $0.12 dividend

Capital Bancorp Inc

2025-Q3 EPS reported $2.50

GAAP net income $15.1M ($0.89/diluted share); core net income $12.2M ($0.72/share).
Gross loans grew $82.2M (11.9% annualized) in Q3; total deposits fell $28.7M.
Net interest margin 6.36%, up 32 bps QoQ; net interest income rose $4.4M to $52.0M.
Book value per share $23.80 (+$0.88 QoQ); tangible book value $21.27 (+$0.63 QoQ).
Board declared $0.12/share dividend, payable Nov 26 to holders of record Nov 10.

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