PCB Bancorp Q1 net income $10.2M ($0.67 EPS); declares $0.15 dividend

PCB BANCORP

2022-Q1 EPS reported $0.67 revenue$591,000

Net income $10.2M ($0.67 diluted EPS), down 4.1% QoQ from $10.7M but up 19.6% YoY from $8.6M.
Net interest margin stable at 3.87%; net interest income $20.0M, up 12.2% YoY from $17.8M.
Reversal for loan losses of $1.2M; NPLs only 0.08% of loans, credit quality remains strong.
Total assets $2.20B (+2.3% QoQ); deposits $1.91B (+2.3% QoQ); book value $17.47/share (+12.5% YoY).
Declared quarterly cash dividend of $0.15/share, payable May 20, 2022 to holders of record May 13.

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