PCB Bancorp Q4 net income $9.1M ($0.64 EPS), full-year EPS $2.58; dividend raised to $0.22

PCB BANCORP

2025-FY EPS reported $2.58 revenue$2,899,000

Q4 2025 net income available to common shareholders $9.1M, diluted EPS $0.64, up from $6.7M/$0.46 a year ago.
Full-year 2025 net income $37.2M, EPS $2.58, a 48.8% increase from $25.0M/$1.74 in 2024.
Net interest margin held at 3.28% in Q4; loans held-for-investment grew 2.5% QoQ to $2.82B.
Deposits declined $118M QoQ to $2.80B, driven by a $100M reduction in brokered deposits.
Board declared $0.22 quarterly dividend (10% increase from $0.20), payable Feb 20 to record Feb 13.

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