earnings
confidence high
sentiment positive
materiality 0.75
HealthEquity Q3 revenue $300.4M (+21% YoY); non-GAAP EPS $0.78 vs $0.60; raises FY2025 outlook
HEALTHEQUITY, INC.
2025-Q3 EPS
reported $0.79
vs consensus $0.93
▼ miss
(-15.0%)
- Revenue $300.4M (+21% YoY); net income $5.7M ($0.06 diluted EPS) vs $14.7M ($0.17) prior.
- Non-GAAP net income $69.4M (+33%), non-GAAP EPS $0.78 (vs $0.60); Adjusted EBITDA $118.2M (+24%).
- HSAs reached 9.5M (+15% YoY), HSA Assets $30B (+33%), Total Accounts 16.5M (+8%).
- Repurchased 0.7M shares for $60M; $240M remaining under buyback authorization.
- FY2025 guidance raised: Revenue $1.185-1.195B, Adj EBITDA $470-480M; FY2026 initial outlook revenue ~$1.275-1.295B.