earnings
confidence high
sentiment positive
materiality 0.75
Home Bancorp Q4 net income $9.7M ($1.21 EPS); dividend raised 4% to $0.27
HOME BANCORP, INC.
2024-FY EPS reported
$4.55
- Net income of $9.7M ($1.21 diluted EPS) vs. $9.4M ($1.18) in Q3 2024, up 3%.
- Loans grew $49.9M (7% annualized) to $2.7B; deposits up $3.2M to $2.8B.
- Net interest margin improved 11 bps to 3.82% due to lower funding costs.
- Dividend increased 4% to $0.27/share, payable Feb 21, 2025 to holders of record Feb 10.
- Nonperforming assets fell 15% to $15.6M (0.45% of total assets).