Peoples Financial reports Q2 net income of $789K vs loss of $277K; EPS $0.16

PEOPLES FINANCIAL CORP /MS/

Net income of $789,000 ($0.16 EPS) in Q2 2021 vs net loss of $277,000 ($0.06 loss) in Q2 2020.
Six-month net income rose to $5,119,000 ($1.05 EPS) from $846,000 ($0.17 EPS) in prior year.
Provision for loan losses fell to $22,000 in Q2 2021 from $1,333,000 in Q2 2020, aided by a $1,135,000 specific reserve in 2020.
Non-interest expense increased due to a $1,125,000 lawsuit settlement during first half of 2021.
Book value per share $19.72; total assets $768 million; primary capital ratio 13.89%.

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