earnings
confidence high
sentiment neutral
materiality 0.60
BFST Q1 EPS $0.54; NIM compresses to 3.75%; loans grow 4.3%
Business First Bancshares, Inc.
2023-Q1 EPS reported
$0.54
revenue$2,281,000
- Net income to common $13.7M ($0.54 diluted) vs $16.6M ($0.67) linked quarter; core EPS $0.55.
- Net interest margin 3.75% vs 4.06% linked quarter; NII $52.7M.
- Loans held for investment +$196.9M (4.3% qoq); deposits -$14.2M (0.3%).
- NPL ratio 0.36% vs 0.25% linked; $1.9M charge-off on acquired loan.
- Common dividend $0.12/share, preferred $18.75; payable May 31 to holders of record May 15.