Palomar Q1 net income $42.9M, adj. EPS $1.87; raises FY adjusted net income outlook to $186-200M

Palomar Holdings, Inc.

2025-Q1 EPS reported $1.57 revenue$174,633,000

Net income $42.9M ($1.57 diluted EPS), adjusted net income $51.3M ($1.87), up from $26.4M ($1.04) YoY.
Gross written premiums +20.1% to $442.2M; combined ratio improved to 73.1% from 76.9%.
Adjusted combined ratio improved to 68.5% from 73.0%; catastrophe loss ratio -0.3%.
FY2025 adjusted net income guidance raised to $186-200M from prior $180-192M.
Acquired Advanced AgProtection to enhance Crop franchise; same-store premium growth 37%.

item 2.02 item 9.01

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accession 0001437749-25-014532

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