First Community Q2 net income $12.25M ($0.67 EPS); declares $0.31 dividend, 40th consecutive year

FIRST COMMUNITY BANKSHARES INC /VA/

2025-Q2 EPS reported $1.31

Net income of $12.25M, down 3.47% YoY; diluted EPS $0.67; six-month net income $24.06M ($1.31 EPS).
Dividend of $0.31/share declared, payable Aug 22, 2025 to holders of record Aug 8, 2025.
Net interest margin 4.37%; recovery of credit loss provision of $285K vs provision of $144K in Q2 2024.
Repurchased 50,338 shares for $1.85M in Q2 2025; book value per share $27.46, down $1.27 from year-end.
Non-performing loans stable at 0.79% of loans; net charge-offs improved to 0.08% annualized from 0.16% YoY.

item 2.02item 8.01item 9.01

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.