earnings
confidence high
sentiment positive
materiality 0.70
RBB Bancorp Q3 net income $10.1M ($0.59 EPS), NIM expands to 2.98%, declares $0.16 dividend
RBB Bancorp
2025-Q3 EPS reported
$1.24
revenue$3,818,000
- Net income $10.1M vs $9.3M prior quarter; diluted EPS $0.59; ROAA 0.97%.
- Net interest margin 2.98%, up 6 bps from 2.92% linked quarter; yield on loans 6.12%.
- Loans held for investment grew $67.9M (8.3% annualized); total deposits up $178.3M.
- Nonperforming assets down 11% to $54.3M; criticized loans fell 30.8% to $126.2M.
- Quarterly cash dividend $0.16/share, payable Nov 12 to holders of record Oct 31; $12.5M stock buyback in quarter.