RBB Bancorp Q4 net income $10.2M, EPS $0.59; FY2025 EPS $1.83 up 24.5% YoY; declares $0.16 dividend

RBB Bancorp

2025-FY EPS reported $1.83 revenue$5,167,000

Q4 2025 net income $10.2M, diluted EPS $0.59; FY2025 net income $31.9M, EPS $1.83, up 24.5% YoY from $1.47.
Net interest margin improved to 2.99% in Q4, up 1 bp QoQ; FY2025 NIM 2.95%, up 25 bps from 2.70%.
Loans held for investment grew $261.1M (8.6%) in 2025; classified loans decreased 43% to $94.4M.
Board declared $0.16 quarterly dividend, payable Feb 13, 2026 to holders of record Jan 30.
Repurchased $14.0M of common stock in 2025; tangible book value per share $26.42, up 7.8% YoY.

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