earnings
confidence high
sentiment neutral
materiality 0.65
First Northwest Bancorp Q4 2025 net income $382k, EPS $0.04; no dividend declared
First Northwest Bancorp
2025-FY EPS reported
-$0.48
- Net income $382k ($0.04 per share) vs net loss $2.8M (-$0.32) in Q4 2024; net interest margin improved to 3.00% from 2.73%.
- No dividend declared for current quarter; Board will evaluate future decisions based on capital strategy.
- First Fed to close Bellevue branch on April 30, 2026, reducing annual expenses by ~$900k; reflects shift to digital banking.
- Provision for credit losses on loans $466k in Q4 vs recapture $620k in Q3; brokered deposits down 17.1% to $86.5M.
- Bank continues defense in Socotra REIT and 3|5|2 Capital litigation; received insurance reimbursement in Q4.