Skyline Bankshares Q4 net income $4.4M ($0.79 EPS); NIM 4.39%, up from 4.10% YoY

Skyline Bankshares, Inc.

Net income $4.4M ($0.79) vs $2.5M ($0.45) in Q4 2024; adjusted Q4 2024 earnings $3.2M ($0.58).
Net interest margin 4.39% vs 4.10% YoY; net interest income after provision $13.1M vs $11.4M.
Loans +7.49% to $1.05B; deposits +7.87% to $1.18B; total assets +6.22% to $1.29B.
Book value $19.00/share, up from $15.69; annual dividend raised 13% to $0.52/share.
Nonperforming loans ratio 0.45% vs 0.26% YoY; allowance for credit losses stable at 0.82%.

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