Skyline Bankshares Q2 net income $5.0M ($0.89 EPS) vs $3.8M ($0.68) YoY; NIM 4.62%

Skyline Bankshares, Inc.

Net income $5.0M ($0.89 diluted EPS) for Q2 2026, up from $3.8M ($0.68) in Q2 2025 and $4.6M ($0.82) in Q1 2026.
Net interest margin expanded to 4.62% from 4.27% YoY; total cost of funds fell to 1.11%.
Total loans grew 8.12% annualized in Q2 to $1.11B; nonperforming loans ratio improved to 0.34% from 0.45% at Dec 2025.
Total assets $1.33B, up 2.99% from Dec 2025; book value per share $20.32 vs $19.00 at Dec 2025.
ROAA 1.50% and ROAE 17.70% for Q2 2026 vs 1.21% and 16.01% a year ago.

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