First National Q2 net income $5.7M, EPS $0.64; NIM 4.15%; branch sale approved

FIRST NATIONAL CORP /VA/

Basic EPS $0.64 vs $0.56 YoY and $0.54 prior quarter; adjusted EPS $0.64.
Net interest margin (FTE) 4.15%, up from 3.99% prior quarter and 3.95% YoY.
Net loans grew $22.7M (6.3% annualized); non-performing assets 0.23% of total assets.
Received all regulatory approvals for sale of two NC branches; expected close Q4 2026; branch count to drop from 33 to 28.
Dividend $0.17 per share (unchanged QoQ, up from $0.155 YoY); tangible book value $19.71, up from $19.11.

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