earnings
confidence high
sentiment positive
materiality 0.75
NBHC Q1 net income $40.3M ($1.06 EPS), record ROATCE 20.86%
National Bank Holdings Corp
2023-Q1 EPS reported
$1.06
revenue$10,061,000
- Net income $40.3M vs $16.7M in Q4 2022; diluted EPS $1.06 vs $0.44.
- Fully taxable equivalent NIM steady at 4.39%; cost of funds rose to 0.90% from 0.43%.
- Total loans grew 7.0% annualized to $7.3B; net charge-offs just 1bp (0.01%).
- Non-performing loans ratio hit record low 0.13%; tangible book value per share $21.76.
- Cambr acquisition closed Apr 3; added $500M in FDIC-insured deposits to balance sheet.