Customers Bancorp Q3 EPS $2.25, net income $78.4M; FY2026 NII guidance $805-810M

Customers Bancorp, Inc.

Q3 2026 net income available to common was $78.4M, or $2.25 per diluted share; ROAA 1.16% and ROCE 14.0%.
Deposits rose $831M (3.8%) QoQ to a record $22.6B, up 10.6% YoY; loans rose $496M (2.8%) QoQ to $18.5B, up 13.5% YoY.
Net interest income was $208M, up 7.6% QoQ; NIM 3.19% with September run rate ~3.25%; efficiency ratio improved to 47.2% from 50.6%.
Provision was $25M; net charge-offs $13M; NPLs were 0.29% of loans; TCE/TA 8.0% and CET1 12.6%; repurchased 492,178 shares for $38M.
FY2026 guidance: loans 12%+, deposits 9%+, NII $805-810M, non-interest expense $460-465M and tax rate 22%-23%.

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