Safe Harbor Financial defers principal payments on $14.5M PCCU note for Feb-Mar 2025

SHF Holdings, Inc.

Letter agreement with PCCU pauses principal payments for February and March 2025; interest continues.
Deferral improves liquidity by approximately $510,000; Company plans growth investments.
Parties discussing permanent modification of the 5-year note (original $14.5M at 4.25%).
No assurance that a final modification will be reached; no other changes to note terms.

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