earnings
confidence high
sentiment positive
materiality 0.60
Tri-County Financial Q3 net income rises to $3.7M ($1.56/sh) from $3.1M; NII up 19%
Tri-County Financial Group, Inc.
2025-Q3 EPS reported
$4.05
- Net income $3.7M vs $3.1M YoY; EPS $1.56 vs $1.27; nine-month EPS $4.09 vs $3.33.
- Net interest income $13.0M, up 19% YoY on loan repricing; NIM improvement cited.
- Loans grew 3% to $1.31B; nonperforming loans at 0.54% vs 0.41% but charge-offs low.
- Core deposits (ex-brokered) increased ~$38M YoY; total deposits down 0.3% due to brokered decline.
- Declared $0.25/sh dividend payable Oct 9; Tier 1 leverage ratio 9.91%.