Safe Harbor Financial extends PCCU alliance; expects $9M revenue boost through 2031

SHF Holdings, Inc.

Amended Commercial Alliance Agreement extends term through Dec 2031, with automatic two-year renewals.
Safe Harbor receives up to 65% of loan interest income (was ~37%), driving ~$9M incremental revenue over term.
Asset hosting fee cut ~23% ($250K/yr), yielding $1.5M total cost savings over 6.25-year term.
Retroactive payment of ~$400K from PCCU effective Oct 1, 2025.
No loan defaults to date; Safe Harbor indemnifies up to 65% of net losses on defaulted loans.

Key facts

Extracted from this filing and checked against the source text.

Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.9

SHF Holdings, Inc. entered into Second Amended and Restated Commercial Alliance Agreement with Partner Colorado Credit Union (effective 2026-02-04).

Action: entry
Counterparty: Partner Colorado Credit Union
Effective: 2026-02-04

Exact text from the filing

On February 4, 2026, SHF Holdings, Inc. (the “Company”) and Partner Colorado Credit Union (“PCCU”) entered into that certain Second Amended and Restated Commercial Alliance Agreement (the “Second Amended CAA”), effective as of October 1, 2025, which extends the term set forth in the Amended and Restated Commercial Alliance Agreement, dated December 30, 2024, by and between the Company and PCCU (the “First Amended CAA”), through and including December 31, 2031, with an automatic renewal for subsequent periods of two years each

View on SEC.gov

281 material agreements filed in the last 30 days. Browse all material agreements →

SHF Holdings, Inc. filing history →

Source: SEC EDGAR

accession 0001493152-26-005705

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.