Safe Harbor Financial extends PCCU alliance; expects $9M revenue boost through 2031

SHF Holdings, Inc.

Amended Commercial Alliance Agreement extends term through Dec 2031, with automatic two-year renewals.
Safe Harbor receives up to 65% of loan interest income (was ~37%), driving ~$9M incremental revenue over term.
Asset hosting fee cut ~23% ($250K/yr), yielding $1.5M total cost savings over 6.25-year term.
Retroactive payment of ~$400K from PCCU effective Oct 1, 2025.
No loan defaults to date; Safe Harbor indemnifies up to 65% of net losses on defaulted loans.

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