Safe Harbor Q4 rev $2.1M (+12% sequential); FY25 revenue down 50% to $7.7M

SHF Holdings, Inc.

Q4 2025 total revenue $2.1M, up 12% sequentially; loan program income $0.9M, up 71%.
Full year revenue $7.7M, down 50% from $15.2M in 2024 on lower loan income and account activity.
Debt eliminated in Sep 2025 recap; total debt $0 vs $18.3M at Dec 2024; cash $6.8M, up 192%.
Majority of material weaknesses remediated; PCCU CAA extended through 2031 at up to 65% income share.
Filed 12b-25 for late 10-K; audit ongoing, expects to file within 15-day extension.

item 2.02 item 5.05 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

SHF Holdings, Inc. reported preliminary financial results for the fourth quarter and full year ended December 31, 2025.

Period: the fourth quarter and full year ended December 31, 2025
Result: preliminary results

Exact text from the filing

SHF Holdings, Inc. (the “Company”) issued a press release announcing its preliminary financial results for its 2025-year end and fourth quarter ended December 31, 2025.

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Governance Changes SEC 8-K Item 5.03/5.05/5.06 confidence 0.9

SHF Holdings, Inc.: Amendments to the Code of Ethics and Business Conduct clarifying anti-bribery/anti-corruption laws, Business Courtesy policy, and consultant/agent/distributor retention policy (effective 2026-03-30).

Change: code of ethics
Effective: 2026-03-30

Exact text from the filing

On March 30, 2026, the Board of Directors of the Company approved amendments to the Company’s Code of Ethics and Business Conduct (the “Code”), which applies to all directors, officers and employees of the Company.

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51 earnings releases filed in the last 30 days. Browse all earnings releases →

SHF Holdings, Inc. filing history →

Source: SEC EDGAR

accession 0001493152-26-014460

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