BankUnited Q2 net income $70.7M, EPS $0.97; record non-interest-bearing deposits, NPLs down 19% QoQ

BankUnited, Inc.

Net income $70.7M ($0.97 diluted EPS) vs $61.9M ($0.83) in Q1 2026 and $68.8M ($0.91) in Q2 2025.
Record non-interest-bearing demand deposits (NIDDA) up 11% QoQ to $991M; now 34.4% of total deposits.
Non-performing loans down 19% QoQ ($51M) and 40% YoY ($152M); ACL to NPLs coverage ratio improved to 97.14%.
Repurchased ~1.1M shares for $50.1M in Q2.
Net interest margin expanded to 3.06% from 2.99% prior quarter and 2.93% a year ago.

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