earnings
confidence high
sentiment positive
materiality 0.70
HomeTrust Q1 net income $14.5M ($0.84 EPS); NIM expands to 4.18%
HomeTrust Bancshares, Inc.
2025-Q1 EPS reported
$0.84
- Net income $14.5M ($0.84 diluted EPS) vs $14.2M ($0.83) in prior quarter; ROA 1.33% and ROE 10.52%.
- Net interest margin widened to 4.18% from 4.09%; loan yields slipped to 6.25% but funding costs fell more.
- Provision for credit losses rose to $1.5M from a benefit of $855K in prior quarter; ACL at 1.23% of loans.
- Quarterly cash dividend maintained at $0.12/share; payable May 29, 2025 to holders of record May 15.
- Nonperforming assets eased to 0.61% of total assets; annualized net charge-offs improved to 0.14%.