Oportun Q1 GAAP net income $2.3M ($0.05 EPS); revenue $229M, down 3% YoY

Oportun Financial Corp

2026-Q1 EPS reported $0.05 revenue$228,764,000

GAAP net income of $2.3M vs $10M in Q1 2025; diluted EPS $0.05 vs $0.21.
Adjusted net income $10M, adjusted diluted EPS $0.21; Adjusted EBITDA $29M.
Total revenue $229M, down from $236M in prior-year quarter.
Full-year 2026 adjusted EPS guidance reaffirmed at $1.50-$1.65 (16% YoY growth at midpoint).
CEO Doug Bland notes sixth consecutive quarter of GAAP profitability; plans to ramp originations.

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Oportun Financial Corp reported first quarter ended March 31, 2026 results: revenue $229, net income $2.3, EPS $0.05. Guidance reaffirmed.

Period: first quarter ended March 31, 2026
Revenue: $229
Net income: $2.3
EPS: $0.05
Guidance: reaffirmed
Result: reported results

Exact text from the filing

guidance of $1.50 to $1.65 continues to reflect 16% year-over-year growth at the midpoint.” First Quarter 2026 Results Metric GAAP Adjusted 1 1Q26 1Q25 1Q26 1Q25 Total revenue $229 $236 Net income $2.3 $10 $10 $19 Diluted EPS $0.05 $0.21 $0.21 $0.40 Adjusted EBITDA $29 $34 Dollars in millions, except per share amounts. 1 See the section entitled “

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Source: SEC EDGAR

accession 0001538716-26-000037

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