First Community Q4 net income $4.83M, FY net income up 37.6% to $19.2M; dividend $0.16/share

FIRST COMMUNITY CORP /SC/

2025-FY EPS reported $2.47 revenue$922,000

FY 2025 net income $19.205M ($2.47 diluted EPS) vs $13.955M ($1.81) in 2024, up 37.6% and 36.5% respectively.
Q4 2025 net income $4.830M ($0.62 EPS); adjusted $5.357M ($0.69 EPS) excluding merger expenses.
Net interest margin expanded 5 bps to 3.32% in Q4, seventh consecutive quarter of expansion.
Total loans grew $90.5M (7.4%) in FY 2025; deposits up $73.6M (4.4%); record AUM of $1.170B.
Cash dividend $0.16/share payable Feb 24, 2026; acquisition of Signature Bank of Georgia closed Jan 8, 2026.

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