Palomar Q4 net income $16.6M vs prior-year loss; gross premiums +56%; FY22 adj net income guide $80-85M

Palomar Holdings, Inc.

2021-FY EPS reported $1.76 revenue$247,791,000

Q4 net income $16.6M ($0.64 diluted EPS) vs net loss $1.8M ($0.07 loss) in Q4 2020.
Q4 gross written premiums +56% to $149.9M; full year +51% to $535.2M.
Q4 combined ratio improved to 75.0% from 112.8%; adjusted combined ratio 70.7%.
FY2022 adjusted net income guidance of $80-85 million.
PESIC (E&S subsidiary) wrote $152.1M premium in first full year; exited at >$200M annual run rate.

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