earnings
confidence high
sentiment positive
materiality 0.75
Hilltop Q1 2025 EPS $0.65 vs $0.42 YoY; noninterest income up 17.5% on $30.5M merchant bank gain
Hilltop Holdings Inc.
2025-Q1 EPS reported
$0.65
- Net income to common $42.1M ($0.65 diluted) vs $27.7M ($0.42) YoY; includes $30.5M pre-tax merchant bank gain.
- Net interest income $105.1M, NIM 2.84% vs 2.72% in Q4 2024; provision for credit losses $9.3M (vs reversal of $2.9M YoY).
- Noninterest income $213.3M (+17.5% YoY); broker-dealer pre-tax margin 8.5% vs 16.2% YoY.
- Mortgage originations $1.7B flat YoY; net gains on loan sales 232 bps (vs 226 bps in Q4 2024).
- Declared $0.18 quarterly dividend payable May 22 (record May 8); repurchased 1.05M shares at avg $31.80 in Q1.