earnings
confidence high
sentiment positive
materiality 0.70
BayCom Corp Q2 2025: Net income $6.4M ($0.58 EPS), up 13.6% YoY; NIM 3.77%
BayCom Corp
2025-Q2 EPS reported
$1.09
- Net income $6.4M, $0.58 diluted EPS, up 11.6% QoQ and 13.6% YoY from $5.6M.
- Net interest income $23.2M, up 3.9% YoY; net interest margin 3.77% (Q1: 3.83%, Q2 2024: 3.69%).
- Nonperforming loans $16.4M (0.82% of loans), up from $10.0M (0.51%) in prior quarter.
- Deposits $2.2B, up 2.6% QoQ; noninterest-bearing deposits 28.2% of total deposits.
- Repurchased 148,450 shares at avg $25.88; declared $0.20 dividend payable July 10, 2025.
item 2.02item 9.01