earnings
confidence high
sentiment positive
materiality 0.65
Sierra Bancorp Q2 net income $10.6M ($0.78 EPS), up from $0.71 YoY; loan growth 22% annualized
SIERRA BANCORP
2025-Q2 EPS reported
$1.43
- Net income $10.6M, diluted EPS $0.78 vs $0.71 in Q2 2024; linked-quarter net income up 17%.
- Loans grew $127.9M (22% annualized) to $2.43B; mortgage warehouse up $118.7M.
- Dividend of $0.25/share declared, payable Aug 14, 2025; repurchased 135,641 shares in Q2.
- Tangible book value per share up 2% to $23.98; efficiency ratio improved to 59.43% from 60.62%.
- Noninterest-bearing deposits 36% of total deposits; Community Bank Leverage Ratio 11.75%.