First Internet Bancorp Q1 net income $2.5M, EPS $0.29, up 166% YoY

First Internet Bancorp

2026-Q1 EPS reported $0.29

Net income $2.5M, diluted EPS $0.29, up 166% and 164% YoY respectively.
Total revenue $43.1M (+21% YoY); net interest income $31.6M (+26%); NIM 2.36% (+54 bps).
Provision for credit losses $16.3M; nonaccrual SBA/franchise balances improved from Q4 2025.
Noninterest income $11.5M (+10%); strong commercial loan production in construction/STLF.
Pre-provision net revenue grew 51% YoY.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.95

First Internet Bancorp reported first quarter ended March 31, 2026 results: revenue $43.1 million, net income $2.5 million, EPS $0.29.

Period: first quarter ended March 31, 2026
Revenue: $43.1 million
Net income: $2.5 million
EPS: $0.29
Result: reported results

Exact text from the filing

• Revenue Momentum : Growth in net interest income (up 26%) and fully-taxable equivalent (“FTE”) net interest margin (now 2.45%) drove quarterly revenue up 21% year-over-year to $43.1 million. When combined with well-managed expenses, pre-provision net revenue grew 51% year-over-year. • Credit Trends : Provision for credit losses for the first quarter of 2026 of $16.3

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Source: SEC EDGAR

accession 0001562463-26-000040

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