Bank of the James Q3 net income $1.88M, EPS $0.40; declares $0.07 dividend

BANK OF THE JAMES FINANCIAL GROUP INC

2022-Q3 EPS reported $1.21 revenue$1,803,000

Net income $1.88M ($0.40 diluted EPS) vs $1.45M ($0.30 EPS) year ago; 9-month net $5.73M ($1.21 EPS).
No provision for loan losses in 2021; nonperforming loans 0.32% of total loans.
Dividend of $0.07/share declared, payable Dec 10 to holders of record Nov 26.
Total deposits rose to $853.8M from $765.0M at Dec 31, 2020; core deposits 84% of total.
Michael Syrek named President of Bank; Robert Chapman remains CEO of Company and Bank.

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