Bank of the James Q1 net income $2.14M ($0.45 EPS), up 16% YoY; declares $0.07 dividend

BANK OF THE JAMES FINANCIAL GROUP INC

2022-Q1 EPS reported $0.45 revenue$592,000

Net income $2.14M ($0.45 EPS) vs $1.84M ($0.38) in Q1 2021; revenue not separately disclosed.
Total noninterest income rose 49% to $3.63M, including $1.02M from Pettyjohn, Wood & White.
Nonperforming loans ratio improved to 0.14% of total loans; loan loss recovery of $300,000.
Quarterly dividend of $0.07 per share, payable June 17, 2022 to holders of record June 3, 2022.
Book value per share $12.78; ROAE 12.27% (up from 11.49%) and ROAA 0.89% (up from 0.85%).

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