Bank of the James Q3 net income $1.99M ($0.44 EPS); total assets top $1B, book value $15.15

BANK OF THE JAMES FINANCIAL GROUP INC

2024-Q3 EPS reported $1.39 revenue$2,930,000

Net income Q3 2024 $1.99M ($0.44 diluted EPS) vs. $2.08M ($0.46) YoY; first 9 months $6.33M ($1.39) vs. $6.60M ($1.44).
Total assets $1.01B at Sept 30, up from $969.37M at Dec 31, 2023; loans net of ALC $627.11M (+$25M since Dec 31).
Book value per share $15.15 vs. $13.21 at Dec 31, 2023; stockholders' equity $68.83M (up from $60.04M).
Dividend declared: $0.10/share, record Nov 22, 2024, paid Dec 6, 2024.
Net interest margin 3.16% (Q3) up from 3.02% (Q2); noninterest income +19% YoY in Q3.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.