USCB reports Q4 2024 EPS of $0.34, doubles dividend to $0.10/share

USCB FINANCIAL HOLDINGS, INC.

2025-FY EPS reported $1.24 vs consensus $0.33 ▲ beat (+275.2%)

Net income $6.9M, diluted EPS $0.34 vs. $0.14 in Q4 2023 (up 143%).
Quarterly dividend doubled to $0.10/share, payable March 5 to holders of record Feb 14.
Net interest margin expanded to 3.16% from 2.65%; net interest income rose 34.7% YoY to $19.4M.
Total assets grew 10.4% to $2.6B; loans up 10.8% to $2.0B; deposits up 12.2% to $2.2B.
Tangible book value $10.81 (+10.2% YoY); non-performing loans 0.14% of total loans.

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