earnings
confidence high
sentiment neutral
materiality 0.65
Kearny Financial Q3 net income $6.6M, EPS $0.11; NIM expands 8 bps to 1.90%; declares $0.11 dividend
Kearny Financial Corp.
2025-Q3 EPS
reported $0.31
vs consensus $0.16
▲ beat
(+90.0%)
- Net income $6.6M ($0.11 diluted EPS) flat vs prior quarter; net interest income up $1.4M to $34.0M.
- Net interest margin expanded 8 bps to 1.90% driven by lower deposit costs and borrowing paydowns.
- Loans grew $54.4M to $5.85B; deposits increased $36.3M to $5.71B; borrowings decreased $45.0M.
- Quarterly cash dividend declared $0.11/share, payable May 21, 2025 to holders of record May 7, 2025.
- Non-performing assets steady at $37.7M (0.49% of assets); provision for credit losses $366K vs $107K prior.