earnings
confidence high
sentiment positive
materiality 0.65
Business First Bancshares Q1 2025 EPS $0.65, NIM expands 7 bps; NPL ratio rises to 0.69%
Business First Bancshares, Inc.
2025-Q1 EPS reported
$0.65
revenue$2,860,000
- Net income available to common shareholders $19.2M ($0.65 diluted EPS), up from $15.1M linked quarter.
- Net interest margin 3.68%, up 7 bps from 3.61% linked quarter; net interest income $66.0M.
- Nonperforming loans to total loans at 0.69%, up 27 bps; provision for credit losses $2.8M (down from $6.7M).
- Tangible book value per share $20.84, up 4.6% from $19.92 at Dec. 31, 2024.
- Declared common dividend $0.14/share and preferred dividend $18.75/share, payable May 31, 2025.