earnings
confidence high
sentiment positive
materiality 0.75
Horace Mann Q4 net income $0.95/sh, core $0.84; FY2024 EPS guidance $3.00-$3.30
HORACE MANN EDUCATORS CORP /DE/
2023-FY EPS reported
$1.09
revenue$1,491,900,000
- Q4 net income $39.5M ($0.95 diluted EPS); core earnings $0.84/share; revenue $402.9M (+16% YoY).
- Full-year net income $45M ($1.09/share); core EPS $1.54; total revenue up 8% to $1.49B.
- Property & Casualty segment Q4 profit $8.8M vs loss $25M in 2022; full-year loss $35.5M (improved).
- FY2024 EPS guidance $3.00-$3.30; P&C expected to return to full-year profitability.
- Adjusted book value per share $36.29 at year end; net premiums written +6% for year and Q4.