earnings
confidence high
sentiment positive
materiality 0.65
HBT Financial Q2 net income $18.1M ($0.57 EPS); ROAA 1.45%, ROATCE 17.21%
HBT Financial, Inc.
2024-Q2 EPS reported
$1.05
- Net income of $18.1M vs $15.3M in Q1 2024 and $18.5M in Q2 2023; diluted EPS $0.57.
- Tangible book value per share $13.64, up 17.8% year-over-year.
- Loan growth of $39.5M (4.7% annualized); net interest margin (tax-equivalent) 4.00%.
- Nonperforming assets to total assets 0.17%, near historic low; net charge-offs 0.08% of avg loans annualized.
- Efficiency ratio (tax-equivalent basis) 52.1%; costs well controlled.