earnings
confidence high
sentiment positive
materiality 0.75
Horace Mann Q4 core EPS $1.62, FY net income $103M; guides FY25 core EPS $3.60-$3.90
HORACE MANN EDUCATORS CORP /DE/
2024-FY EPS reported
$2.48
revenue$1,595,200,000
- Full-year net income $102.8M ($2.48/sh) vs $45M in 2023; core earnings $132.1M ($3.18/sh).
- Q4 2024 core EPS of $1.62, up 93% YoY from $0.84; record quarterly core earnings.
- P&C combined ratio improved 15 pts to 97.9% for full year 2024.
- FY 2025 core EPS guidance $3.60-$3.90; expects double-digit shareholder return on equity.
- EVP Corporate Strategy Matthew Sharpe retiring effective March 15, 2025; duties absorbed internally.