earnings
confidence high
sentiment positive
materiality 0.65
Richmond Mutual Bancorp Q2 2025 EPS $0.26, up 30% YoY; NIM expands to 2.93%
Richmond Mutual Bancorporation, Inc.
2025-Q2 EPS reported
$0.46
- Net income $2.6M ($0.26 diluted EPS) vs $2.1M ($0.20 EPS) Q2 2024, a 30% increase.
- Net interest margin improved to 2.93% from 2.79% Q1 and 2.64% Q2 2024.
- Nonperforming loans rose to 0.68% of loans ($8.1M) from 0.58% at Dec 2024.
- Repurchased 101,127 shares at avg $13.46 per share in Q2.
- Provision for credit losses $745,000 vs $270,000 Q2 2024.
item 2.02item 9.01