earnings
confidence high
sentiment neutral
materiality 0.70
FirstSun Q2 net income $26.4M ($0.93 EPS); deposit growth 13.2% annualized, credit costs rise
FIRSTSUN CAPITAL BANCORP
2025-Q2 EPS reported
$1.77
- Net income $26.4M ($0.93 diluted EPS) vs $24.6M ($0.88) in Q2 2024; adjusted EPS $0.90.
- Net interest margin stable at 4.07%; net interest income $78.5M, up $4M from prior quarter.
- Deposits grew 13.2% annualized to $7.1B; loans up 1.4% annualized to $6.5B.
- Provision for credit losses $4.5M; net charge-offs $13.5M (0.83% annualized) on C&I write-down.
- Nonperforming assets/total assets improved to 0.80% from 1.02%; efficiency ratio 64.52%.
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